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Company Description

We are a leading insurance company in the U.S., with an expanding
international presence, serving the life and lifestyle protection, retirement
income, investment and mortgage insurance needs of more than 15 million
customers. We have leadership positions in key products that we expect will
benefit from a number of significant demographic, governmental and market
trends. We distribute our products and services through an extensive and
diversified distribution network that includes financial intermediaries,
independent producers and dedicated sales specialists. We conduct operations in
20 countries and have approximately 5,640 employees.

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Additional Information

        Our corporate headquarters and principal executive offices are located
at 6620 West Broad Street, Richmond, Virginia 23230. Our telephone number at
that address is (804) 281-6000.
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